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Curious what other's experiences have been when deciding to purchase extended warranty. I'm about to purchase 21.5 SEL-P R-Line and have not yet inquired what the cost/terms of a VW warranty option would be.

Thank you.
 

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As a rule of thumb, I don't buy additional warranties - I've never had a time in my life where I wished I had one or that the cost of out-of-warranty repairs would have justified one. The price of them is negotiable however so keep that in mind. These are massive profit makers for the dealer so there is a lot of profit built in to the intial price they show you. My Atlas has the 6/72 B2B so I also have that going for me in this decision.
 

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I was charged 2400 to get a 6year/100000 mile extended warranty. I cancelled mine and went with geico who charge like 100 a year for 7/100000
 

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Extended warranties are basically insurance policies. The underwriters of the policies have tons of statistical data to support them collecting more money in premiums across all policyholders than they will have to pay out in claims. So, in general, warranties are financially beneficial to the underwriter and not the policy holder. The exceptions would include situations where potential costs could be ruinous (health insurance or home disasters are a good example). I generally don't go for extended warranties because I do my own car repair. However, if the negotiated warranty price is attractive based on what you might expect claims to be, then maybe it might make sense for you. If a used car with scanty service history, an extended warranty might be prudent. With a new vehicle, the service history and user profile will be known. If you are the sort of person who doesn't like to do car repair and doesn't like unexpected expenses, a good price on an extended warranty might be worth the piece of mind.

On my used purchase of my 2018 SEL P, I had the remainder of 6/72 plus the CPO extended warranty. I will say that since the purchase two and a half years ago, I have had zero issues.

Also critical to review what the extended warranty actually covers.
 

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Reading all the reviews and researching the extended warranties we turned ours down. However before we did we bought VW Care Scheduled Maintenance for 84 months for $1,500 up front. They originally wanted $36 per month for the Care coverage. When we didn't bundle it with the extended warranty the finance guys mood changed and he was ticked. The first two years are free, but the VW care covers additional oil changes (every 10k miles), air filters, belts, cabin filters, transmission, differential and coolant fluid flush and one spark plug change; looking over the schedule maintenance cost it would run just over $3,000. We plan on keeping the Atlas for a while since we have four kids, so paying that up front for us was a good option.
 

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I got an EZ Care warranty because we are planning owning this till about 120k or about 7 years, and I did it to cover all the bells and whistles on this SEL Premium 4Motion. Basically as insurance against major electronics or engine or trans issues. Have about a $200 deductible and cost was about $2500 for 84 months or 116,000 miles for top level coverage without all the tire and BS protection. I maintain my cars but don’t do my own work and would be pissed if I had to eat a transmission. EZ Care treated us very fairly with our 2012 Mazda CX-9 GT AWD. And their contract language is fair vs Carshield, Zurich, and others.

SB
 

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Curious what other's experiences have been when deciding to purchase extended warranty. I'm about to purchase 21.5 SEL-P R-Line and have not yet inquired what the cost/terms of a VW warranty option would be.

Thank you.
typically waste of money
 

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Curious what other's experiences have been when deciding to purchase extended warranty. I'm about to purchase 21.5 SEL-P R-Line and have not yet inquired what the cost/terms of a VW warranty option would be.

Thank you.
When we purchased our 2019 Atlas (Jul 2019), we opted for the service package that takes care of schedule items up to like 80k or something like that. We also opted for the 12 year/150k mile coverage (which was on special along with the service package too, we saved some big bucks). I'd have to look at the invoice to see what we paid but I think for both, it was between 2-3K. Each oil change is over $100 from the dealer. So, that alone pays for less than half the cost. Since we got like an extra grand off for paying cash and with the military discount, that almost paid for it all, so to me it was a no-brainer. I was ok with the things it covered and things it didn't.

I've had ext'd warranty before. Last was on my 2011 Chrysler minivan. The most expensive thing it paid for was the replacement of the WHOLE rear A/C system. I still have that minivan. I also have a 09 Jeep which CAME with a lifetime warranty on Eng, Drivetrain, Tranny. Anyone who has owned a jeep knows that's PRICELESS. :giggle: I've used said warranty to replace the front driveshaft (rubber boot was cracked so they replaced the whole shaft), tranny pan (rusting and leaking), water pump, and belt pulley. As long as I keep taking it in every 5 years for an inspection, the warranty is active, besides, it's my everyday driver.

There are some who think ext warranties are a waste. Maybe they are most of the time. So is paying $500 for a radar detector till they save your bum once or twice, then they have paid for itself. I ran Escort 9500ix's for 10 years before I just replaced them with a Uniden R3 and R7. But as for the VW, I run the R7 and though the car is over 2 years old, it just rolled over to 14k miles. Car is used for most trips. the last one was a straight run from Detroit to Gulfport MS, house inspection, then back up to Detroit. Drove it alone but the R7 paid for itself in fines and insurance costs a couple of times. I hope I never have to use my extended warranty, but IMO, considering what could go wrong over the next few years, I feel it was money well invested. 73's
 

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I also did it because the factory chose to dial back the 2021.5 warranty from what it was on the 2018/2019 and I thought maybe they knew something I didn’t….plus I was coming from a Japanese brand to a German brand with which I have had no other experience other than a 2013 Passat TDI that I bought used right before the Dieselgate scandal, and I made more than $8,000 on that transaction so I figure I have some fouls to give that VW themselves are paying for….

SB
 

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extended warranty...always a no. They have done the math and the win is not for you
I always wonder - if you had to pay cash for it and not have it rolled into your payment, would folks still buy these? Not likely most of the time.
 

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I always wonder - if you had to pay cash for it and not have it rolled into your payment, would folks still buy these? Not likely most of the time.
I have always been given an option to finance the extended warranty along with the vehicle purchase. Doesn't really make sense to pay interest on it, but it does allow for some flexibility (not judging). I was just given a quote for the top tier VW warranty $200 deductable; 4 years up to 150k (72k for my standard warranty then 78k miles extended coverage) for $3.6k. I balked. Does anyone have any comparison of after the fact VW extended warranties?
 

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I have always been given an option to finance the extended warranty along with the vehicle purchase. Doesn't really make sense to pay interest on it, but it does allow for some flexibility (not judging). I was just given a quote for the top tier VW warranty $200 deductable; 4 years up to 150k (72k for my standard warranty then 78k miles extended coverage) for $3.6k. I balked. Does anyone have any comparison of after the fact VW extended warranties?
For sure no judgement, I get it 100%. Certainly softens the blow and paying the interest on it, not really that big of a deal. It's just a math/finanial risk assessment. 3.6K is a lot of money. I always say - put that in the bank and there, you are covered for future issues. Finally, these warranties rarely cover the stuff that actually goes wrong - brakes, tires, batteries, etc. that are the main part of the ownership cost of a vehicle long-term. How many people really have trans/engine failures? Almost none. Also, so few people atually own a car that long - do you get a refund if you sell it/trade it before the warranty is up?
 
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